Borrowers rate our request form 4.8 out of 5 from 2,640 ratings. Here is what that score means, what it does not, and how to read any loan review.
The 36 comments below are illustrative examples of typical borrower feedback about our request process. Lender terms and outcomes vary.
Our beagle swallowed part of a toy on a Sunday and the surgery estimate was more than we had in savings. The form took me about five minutes on my phone, and I had an offer to review that evening. I liked that the monthly payment was shown clearly before I agreed to anything. He is home and doing fine now.
Tanya R. · Tulsa, OK · Pet Care, $1,000
I had balances on four store cards and kept missing due dates. The site explained what a consolidation personal loan actually does, and I compared two offers side by side. The APR on the one I picked is lower than my cards were charging, and having a single due date has made a real difference in my stress level.
Marcus D. · Columbus, OH · Debt Consolidation, $5,000
The process was simple and I got matched fast, which mattered because my clinic wanted an answer on a payment plan that week. The APR I was offered was higher than I expected with my credit, so I borrowed only what I truly needed. I appreciated that the site never pretended the rate would be lower than it was.
Elena V. · Tucson, AZ · Medical, $2,000
Our air conditioner stopped working during a heat wave, and the replacement part plus labor came to about three thousand dollars. I filled out the request on my lunch break. The lender I chose explained every fee before I signed, and the technician was out two days later. Straightforward from start to finish.
James K. · Raleigh, NC · Home Repair, $3,000
I wanted a small personal loan to cover gifts and travel to see my parents instead of putting everything on a high-rate card. The form was short, and I liked that I could see the estimated payment before accepting. I set up autopay, and the balance will be paid off by early spring. No surprises at any step.
Danielle W. · Spokane, WA · Holiday, $1,000
I run a small screen-printing shop and needed blank shirts before a regional festival. My bank did not want to talk about a personal loan this small. Through the site I had an offer within a day and used it to buy stock. I sold through most of it that weekend and paid a chunk back early with no penalty.
Rob T. · Boise, ID · Small Business, $3,000
Filling out the form was easy and the questions made sense. I did get several follow-up emails from lenders I did not choose, which felt like a lot. Once I replied that I had picked an offer, they stopped. The loan itself funded quickly and the terms matched what I was shown before signing.
Keisha L. · Memphis, TN · Personal, $1,000
What I liked most was that the total cost was spelled out, not just the monthly payment. I used the calculator first, then submitted a request, and the offer I accepted was close to my estimate. Paying off two cards with one fixed payment is already helping my credit utilization.
Alan P. · Des Moines, IA · Debt Consolidation, $3,000
My son needed stitches and a follow-up visit, and we had not met our deductible. I was nervous about borrowing, but the site explained that I was not obligated to take any offer. I compared two, picked the one with the shorter term, and the payment fits our budget without strain.
Sofia G. · San Antonio, TX · Medical, $1,000
The request was fast and I had choices. One offer had an origination fee that made it more expensive than it first looked, so I went with a different lender. The tip on the site to compare APR rather than the interest rate saved me money. Four stars because I wish fees showed up earlier in the process.
Greg H. · Omaha, NE · Home Repair, $2,000
My cat needed dental extractions and the estimate was just over five hundred dollars. I did not want a big loan, and the form let me ask for exactly what I needed. The funds arrived the next business day, and the vet was able to schedule the procedure right away. Very easy.
Monique B. · Atlanta, GA · Pet Care, $500
I took a new job across town and needed a security deposit plus movers. The form took a few minutes and the questions were written in plain English. The lender I chose offered a fixed payment I could plan around, and I like knowing exactly when the personal loan will be paid off.
Derek S. · Kansas City, MO · Personal, $2,000
I set a budget first using one of the guides on the site, then asked for a small amount to cover the gap. The offer was clear, the payment is small, and I will be done in a few months. I appreciated that nothing on the site pushed me to borrow more than I asked for.
Hannah J. · Burlington, VT · Holiday, $500
I needed working capital for a catering contract that pays thirty days after each event. I got more than one offer, and the APRs were far apart, which surprised me. I took the lowest-cost one and declined the others. The site did its job; I just wish I had known how wide the range could be.
Victor N. · Albuquerque, NM · Small Business, $5,000
I have average credit and expected to be turned down everywhere. The site was honest that approval is not guaranteed, and I appreciated that. I did get one offer, it was fair for my situation, and I used it to clear two high-rate cards. Nobody along the way made me feel judged.
Brianna C. · Louisville, KY · Debt Consolidation, $2,000
A storm tore off part of our roof and our insurance deductible was steep. I submitted a request in the morning and reviewed an offer that afternoon. The lender walked me through the payment schedule, and there is no penalty for paying early, which I plan to do.
Luis A. · Fresno, CA · Home Repair, $5,000
The form was quick and I received an offer, but after calling my hospital they agreed to an interest-free payment plan for part of the bill. I declined the loan and borrowed nothing. There was no pressure and no fee, and I learned what my options looked like, so it still earns four stars.
Carla F. · Providence, RI · Medical, $3,000
My alternator went out and I needed the car for work the next morning. I asked for a small amount and was matched quickly. The payment is manageable, and the whole process took less time than calling around to repair shops for quotes. I would use the site again for something like this.
Nathan E. · Madison, WI · Personal, $500
Our labrador tore a ligament and needed surgery that our pet insurance only partly covered. I compared offers through the site and chose a 12-month term so it would be finished quickly. The process was clear, the lender was easy to reach by phone, and our dog is walking normally again.
Aisha O. · Columbia, SC · Pet Care, $2,000
I do weekend handyman work and needed a new miter saw and supplies. The site did not ask for a business plan, just basic information, and the offer arrived fast. I appreciated the plain explanation of how a personal loan differs from a business line of credit before I chose.
Peter Z. · Billings, MT · Small Business, $1,000
Flights for our family of four cost more than we had planned. I liked that the site showed estimated payments for different terms so I could pick what worked. The personal loan funded in two business days and we made it home. I will budget better next time, but this really helped us.
Rachel Y. · Portland, ME · Holiday, $2,000
Consolidating made my payments easier to track, and the offer I took beat my credit card rates. The APR was still higher than I hoped because my score had dropped after a rough stretch. The site was upfront that rates depend on credit. I am glad I did it, just with realistic expectations.
Kevin W. · Little Rock, AR · Debt Consolidation, $5,000
I needed two crowns and a root canal, and the dental office financing had a short promotional window that worried me. A fixed-rate personal loan felt safer. The form was easy, I compared terms, and I picked a 24-month option with a payment I can handle every month.
Jasmine P. · Baton Rouge, LA · Medical, $5,000
A few unexpected expenses stacked up at once and I wanted one predictable payment. The site asked only for what it needed, and the disclosures were easy to understand. I received my funds quickly, and customer service from the lender has been good so far. Exactly what I was looking for.
Tom B. · Fargo, ND · Personal, $3,000
Both of our older dogs needed care in the same month, one with an infection and one with a dental procedure. I was overwhelmed until I found the site. The request was fast and the lender explained everything on the phone. One payment is so much easier than separate vet bills.
Maria L. · El Paso, TX · Pet Care, $3,000
My generator failed right before a busy stretch of events. I needed money fast and did not want a cash advance with unclear fees. I got a fixed-rate offer through the site, replaced the generator, and did not miss a single event. Simple and clear from the first screen.
Andre G. · Richmond, VA · Small Business, $2,000
I was a little skeptical about getting a personal loan online, but the site was clear about being a matching service and not a lender. I submitted a request, received one offer that fit, and accepted it. Everything was explained before I signed, and there was no fee to use the service.
Lauren H. · Minneapolis, MN · Holiday, $1,000
The form was fast and I got a reasonable personal loan offer for a water heater replacement. I also checked my credit union, and their rate was slightly lower, so I went with them in the end. Still, the site gave me a useful benchmark, and it cost nothing to check.
Ben C. · Springfield, IL · Home Repair, $1,000
I had a run of copays plus a new prescription that my plan only partly covered. I needed just a small amount and appreciated that the form did not push me higher. The monthly payment is low, the lender was polite, and I will be finished paying it off soon.
Gloria S. · Pueblo, CO · Medical, $500
I only had about a thousand dollars spread across two cards, but the interest kept growing. Rolling it into one personal loan payment with a firm end date gave me a plan. The guides on the site about building a payoff plan were useful too.
Wesley R. · Chattanooga, TN · Debt Consolidation, $1,000
I needed a larger personal loan for car repairs and a security deposit after a move. I worried the process would be complicated, but it was not. The offer I accepted had a 36-month term, and the lender showed the total interest clearly, so I knew the full cost before signing.
Nicole A. · Reno, NV · Personal, $5,000
I clean homes for a living and needed supplies plus a deposit on a used commercial vacuum before spring bookings filled up. A small loan was all I needed. The site made the request easy, the lender was clear about fees, and I paid it off in a few months.
Jorge M. · Phoenix, AZ · Small Business, $500
Our cat needed a series of treatments, and the total was more than we could cover. I compared several offers and chose the one with the lowest total cost, not just the lowest payment. The explanation of APR on the site helped me understand the difference. Grateful for the options.
Emily T. · Pittsburgh, PA · Pet Care, $5,000
My request went through fine, but I did not hear from a lender until the next morning, and I had hoped for something sooner. Once I had the offer, everything moved quickly and the money arrived when the lender said it would. A solid personal loan experience overall.
Frank D. · Jackson, MS · Personal, $2,000
We hosted both sides of the family and needed to cover travel for my in-laws plus food and gifts. I set a firm limit, borrowed only that, and chose a 12-month term. The site was simple, and I knew my payment before I agreed to anything.
Ashley N. · Wichita, KS · Holiday, $3,000
Our furnace failed during a cold snap and we could not wait. I filled out the request on my phone one evening and reviewed an offer the next morning. The lender was straightforward about fees, and the repair was finished within the week. Exactly the help we needed.
Samuel K. · Anchorage, AK · Home Repair, $2,000
If you searched for everest business funding reviews before sending a request, you probably want to know two things: whether our request form is worth a few minutes of your time, and whether the experience matches what the site says it will be. Borrowers rate our service 4.8 out of 5 from 2,640 ratings, and we have helped 24,000+ customers send a personal loan request to lenders in our network.
The rating is only part of the picture, so this page explains what the score measures, what it leaves out, and what people tend to praise or criticize. The comments shown on this page are illustrative examples of typical feedback. They were written to reflect the themes we see most often in ratings and messages, they are not quotes from identifiable people, and they do not describe any specific lender.
Borrowers give our request form an average of 4.8 out of 5 stars across 2,640 ratings, collected from people who finished a request and then chose to rate the experience afterward.
A rating prompt appears after the request step, so the score reflects the matching experience: how easy the form was, how clearly the next steps were explained, and how quickly people heard back. Rating is optional, and nobody is rewarded for leaving one. We do not delete low scores or hide them from the average.
The 24,000+ figure counts customers whose request was completed and passed to the lender network. Not every one of those people received a personal loan offer, and not every person who received an offer accepted it. We think it is important to say that plainly, because a big number can sound like a promise when it is really a count of people who used the form.
The illustrative comments below the article mirror that reality. Of the 36 examples, 29 are five-star and 7 are four-star, and several describe offers that cost more than the borrower hoped or a person who decided to walk away. Those mixed stories are a normal part of searching for a personal loan, and leaving them out would make the page less useful to you.
A 4.8 rating measures how people felt about using our matching service, not the loan terms a lender later offered. We are a connector, so the APR, term, fees and approval decision always come from the lender.
Keeping that line clear helps you read every comment on this page more accurately. Here is a simple way to sort it out:
Two people can submit nearly identical everest business funding requests for $1,500 and see very different outcomes. One might get three offers in the low 20% APR range, while the other gets a single offer near 36% or none at all. The form worked the same way for both of them; the lenders simply reached different decisions. Approval is not guaranteed, and a high rating does not change that.
Four themes show up again and again in borrower feedback: how fast the form is, how clearly the process is explained, offers that did not fit the budget, and requests that no lender accepted.
Speed is the most common reason people give five stars to an everest business funding request. Most borrowers say the form took a few minutes, often on a phone, and that they heard from a lender the same day or the next business day. A smaller group of personal loan applicants mentions waiting overnight, which usually happens when a request arrives late in the evening or on a weekend.
Funding speed is a separate question that depends on the lender and your bank. An everest funding tip from our support team: if timing matters, submit early on a weekday and keep your bank details handy so verification does not stall.
People often say they appreciated knowing up front that we are not a lender and that they could see an estimated payment before agreeing to anything. Clear language matters most to first-time personal loan borrowers who are nervous about hidden steps. When feedback is critical here, it usually points to fees that a lender disclosed later in its own documents, such as an origination fee.
Some borrowers receive an offer with an APR higher than they expected, or a payment that does not fit their monthly budget. Those everest funding comments often still land at four stars, because the person felt informed and free to say no. An offer is an invitation, not a commitment, and declining it costs nothing.
Not every everest funding request is matched, and not every personal loan request gets an offer. Lenders may decline because of recent missed payments, a high debt-to-income ratio, income they cannot verify, or rules in the borrower's state. People who are declined understandably feel frustrated, and we take that feedback seriously when it points to something we can explain better, such as which details lenders tend to check.
Reviews of any loan service are most useful when you read them for patterns rather than for the single best or worst story. Look for repeated details about process, timing and communication, and give less weight to vague praise or anger.
Use this checklist whenever you compare personal loan services, ours included, or read everest business funding feedback anywhere online:
Marcus, a warehouse supervisor in Indiana, used this approach before applying for a personal loan to cover a transmission repair. He skipped the five-star comments and read every four-star one, which taught him to compare APR rather than the monthly payment alone. He ended up choosing a 12-month offer over an 18-month one because the total cost was lower.
Connector reviews describe the request and matching step, while lender reviews describe the loan itself: the rate, the payment schedule, customer service and how problems were handled after funding.
Once you accept a personal loan offer, you become the lender's customer. Your agreement, autopay setup, due dates and any hardship options are handled by that lender, not by us. If you want to know how a lender treats borrowers after funding, read reviews of that lender specifically, and look at our side-by-side comparison of 30 small lenders for the features that matter most.
It also helps to anchor reviews against real numbers. As a representative example only, borrowing $2,000 for 12 months at 24.89% APR works out to about $189.98 per month, $2,279.78 total repaid and $279.78 in total interest. Actual terms come from the lender. You can test other amounts and terms with our personal loan calculator and see typical ranges on the current rates overview.
A reviewer who says a loan was "expensive" may have borrowed at 35.99% APR over 36 months, while another who calls the same kind of loan "affordable" may have qualified near 18% over 12 months. Both reviews can be honest. The numbers simply describe different personal loan situations.
We read every complaint about an everest business funding request that reaches us, aim to reply within two business days, and tell you plainly whether the issue sits with our service or with a lender whose decisions we cannot control.
Our process is simple:
Some things are within our reach and some are not. We can stop sharing a new request, correct information you entered, and process a request to delete your data under our privacy policy. We cannot change a lender's APR, reverse a lender's decision or alter a signed loan agreement. For disputes about a funded loan, contact the lender first. If that does not resolve it, you can contact your state's financial regulator or the Consumer Financial Protection Bureau.
Unwanted contact is a frequent complaint across the industry. If you have accepted an offer, reply to other lenders that you are no longer shopping and they generally stop. If messages continue, tell us which lender contacted you and we will follow up.
You can leave feedback through the rating prompt that appears after you finish a request, or by contacting us directly with details about what worked and what did not.
The most helpful everest funding feedback names the step that caused trouble, the device you used, and what you expected to happen. "The income question was confusing on my phone" gives us something to fix. "Bad experience" does not. Positive notes help too, because they tell us which parts of the process are worth protecting.
You can reach us through the contact page or by calling (888) 718-9044. Please do not send full bank account numbers or Social Security numbers by email; we will never ask for them that way.
We do not pay for reviews, offer discounts in exchange for ratings, or ask people to change a low score. Every rating counts toward the 4.8 average the same way, whether it is one star or five.
Reviews work best as a preparation tool: they show you which details lenders ask for, where people got surprised, and which questions to ask before you accept any personal loan offer.
Before you submit, run through a short checklist drawn from the feedback themes above:
Danielle, a pharmacy technician in Washington, followed this list before an everest funding request to cover holiday travel. She set a payment ceiling of $100, which ruled out one longer offer that would have cost far more in total interest. The review themes did not make the decision for her, but they told her exactly what to check.
If you want to confirm the basic requirements first, read our eligibility guide. When you are ready, the request form takes a few minutes, and many readers use everest business funding comparisons like this one to go in with realistic expectations. Whatever you decide, an informed personal loan choice is the outcome that matters, and that is what the best everest funding feedback describes.
The comments shown are illustrative examples of typical feedback. They reflect the themes we see most often in ratings and messages, such as form speed, clarity, offers that did not fit and declined requests, but they are not quotes from identifiable people. The 4.8 out of 5 score from 2,640 ratings is the actual average of ratings submitted after completed requests.
Each lender sets its own APR, term and fees based on your credit history, income, existing debts and state law. Two people asking for the same amount can receive very different offers, or none at all. Feedback about our form tells you how the matching step works, not what a lender will offer you, so treat other people's numbers as context rather than a prediction.
Yes. Contact us with the email address or phone number you used on the request and ask for deletion. We will remove the data we hold and stop sharing any new request. Lenders who already received your request keep their own records under their own policies, so you may need to contact them separately as well.
No. We do not pay for ratings, offer discounts in exchange for reviews, or ask anyone to raise a low score. Rating is optional and every score, from one star to five, counts toward the published average in the same way. Honest criticism is more useful to us than praise because it shows what needs to be fixed.
One free request for $500 to $5,000. Compare APR, term and total cost, and accept only the offer that fits your budget.